I started my banking career in 1991 at Valley Bank. I have been in the Financial Services industry for three decades. I have specialized in mortgages since 1994. What sets me apart from the competition is my dedication to each customer. Every individual or couple has different financial goals. I listen to what my client’s wants and needs are. Then I fine tune a loan that is perfect for each situation. When I am not at work I enjoy being at home with family, friends and especially spoiling grandchildren. I enjoy boating, camping, sports and making music with friends. I look forward to helping you get a great new home or a refinance mortgage that fits your personal needs.