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Mortgage Rates

Mortgage rates can change from day-to-day. Savvy mortgage shoppers keep up on interest rates and trends as they prepare to buy a home and secure their mortgage.

Our daily mortgage rates help you track trends in the national daily mortgage rates for 30-year and 15-year fixed-rate mortgages as well as trends in the 10-year Treasury rate.

10-Year Treasury Rate

Treasury Yield Curve As of April 22, 2021

Mortgage News Feed

  • Mortgage Applications End Losing Streak
    Mortgage application volume broke out of a six-week slump in a big way during the week ended April 16. The Mortgage Bankers Association said its Market Composite Index, a measure of that volume, jumped 8.6 percent on a seasonally adjusted basis and was 9 percent higher on an unadjusted basis.… Read more »
  • UI Says HARP 2.0 Could Help Pandemic-Era Borrowers
    The Urban Institute (UI) is advocating for a streamlined refinancing program similar to the Home Affordable Refinance Program (HARP) which aided many homeowners during the Great Recession to assist those impacted by the pandemic. HARP, which was used by more than 3.4 million borrowers between 2009 and 2018, offered simplified… Read more »
  • Brighter Outlook For Housing and Economy - Fannie Mae
    Incoming data for March has caused Fannie Mae to again revise its forecast for the year's growth in gross domestic product (GDP). The company's Economic and Strategic Research (ESR) team said a sharp uptick in the economy last month followed a weather-related retreat in February.┬áMost evident was a jump in… Read more »
  • Draft Housing Infrastructure and Assistance Bill Presented to FSC
    The House Committee on Financial Services (FSC) held a virtual hearing last week on ways to provide equitable and affordable housing infrastructure. The memorandum setting out the hearing's purpose stated that, not only is affordable housing a crucial part of the nation's infrastructure and a stable asset that boosts individuals,… Read more »
  • Housing Starts Reach Highest Levels Since 2006
    Residential construction recovered in March after a serious decline the prior month. The U.S. Census Bureau and Department of Housing and Urban Development said all three measures rose, with housing starts hitting a 15 year high. Some regional increases topped 100 percent. Permits for residential construction were issued at a… Read more »
  • COVID-19 Forbearance Decline Hits Mid-Month Lull
    There was little change in the number of active forbearance plans over the past week, but Black Knight reminds, in its regular Friday report, that this it was simply another mid-month lull as servicers finished processing the prior month's expired plans. Even so, the number of plans did decline for… Read more »
  • New Home Purchase Applications Ramping up for Spring
    True to tradition, new home sales appear to have moved higher in March as the calendar closed in on the start of the spring market. The Mortgage Bankers Association (MBA) estimates sales of newly constructed homes increased by 7 percent compared to February and are 12 percent higher than a… Read more »
  • Buyer Demand Provides Modest Boost to Builder Confidence
    New home builders seem to be slowly getting their mojo back. After recovering from the hit they took in the first days of the pandemic, they encountered labor shortages, supply chain issues, and rising material costs. The National Association of Home Builders (NAHB) said that builder confidence in the new… Read more »
  • Freddie Mac Sees Rates and Prices Leveling Off Through 2022
    Freddie Mac's Economic and Housing Research Group finds a lot to like in the present economic environment. . The company's quarterly forecast credits the increasing availability of COVID-19 vaccines and the easing of virus related restrictions, the passage of the American Rescue plan and its cash stimulus for households, as… Read more »
  • Purchases Now Account For a Majority of New Mortgages
    Black Knight has launched a new monthly report covering mortgage origination activity as gathered through its Optimal Blue loan product and pricing engine. The company says its Originations Market Monitor will publish a series of key indicators drawn from Optimal Blue data as well as secondary market insight from Black… Read more »
  • Mortgage Applications Decline Further, High Costs Constraining Home Sales
    Higher interest rates drove the volume of mortgages applications lower again last week. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, decreased 3.7 percent on a seasonally adjusted basis during the week ended April 9. On an unadjusted basis, the Index was down… Read more »
  • Mortgage Banks Report 2020 Financials Shattered Last Years Records
    While most of us couldn't wait for 2020 to be over, it turns out to have been a superlative year for mortgage originators. The Mortgage Bankers Association's (MBA's) annual Mortgage Bankers Performance Report shows the profit independent mortgage banks and mortgage subsidiaries of chartered banks made on each loan they… Read more »
  • Delinquencies Post Fifth Month of Improvement
    The national delinquency rate posted its fifth consecutive decline in January, retreating to the lowest level since the start of the pandemic. CoreLogic says 5.6 percent of all mortgages were at least 30 days past due during the month, including those loans in foreclosure. This was an increase of 2.1… Read more »
  • Fannie/Freddie Announce End Dates for QM Rules
    Both Fannie Mae and Freddie Mac (the GSEs) have released information to their lenders confirming that any loans they purchase after July 1, 2021 must conform to the agreement made on their behalf in January by the Federal Housing Finance Agency (FHFA) with the Department of Treasury, amending the Preferred… Read more »
  • 2020 Property Tax Increases Outpaced Inflation
    American home owners received bills for $323 billion in property taxes last year, a 5.4 percent increase from $306.4 billion in 2019. ATTOM Data Solutions says that the average bill for each of the 87 million single-family homes in the country was $3,719, an effective tax rate of 1.1 percent.… Read more »
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