Call Homefinity Toll Free:

855-981-8149

Call Toll Free: 855-981-8149

Our Loan Products

PURCHASE

Product Options for purchasing home loans

HomeFinity offers great home loan choices. We can walk you through the pros and cons of mortgages like these:

Conventional

HOME LOAN
  • Most common loan for US homebuyers
  • Put down as little as 3%
  • No out-of-pocket closing cost option
  • Choose fixed or adjustable-rate

Jumbo

HOME LOAN
  • For high-value homes
  • Loans to $3 million
  • No mortgage insurance option
  • Interest-only option

FHA

HOME LOAN
  • Great for first-time homebuyers
  • Down payments as low as 3.5%
  • No-closing-cost option
  • Gift down payments OK

VA

HOME LOAN
  • Military service members earn this valuable benefit
  • No money down option
  • No-closing-cost option
  • No monthly mortgage insurance payment

USDA

HOME LOAN
  • For rural and suburban homeowners
  • No money down option
  • No limit on loan size
  • Family income limits apply

Down Payment Assistance

HOME LOAN
  • Get help with your down payment and/or closing costs
  • Available in 45 states and the District of Columbia
  • Some programs give you a down payment gift
  • Others loan money for closing costs

How Home Purchase Loans Work

  • 1. You securely answer a few questions about your credit and finances.
  • 2. We show you two to three home loans that meet your goals.
  • 3. Choose the home loan that works for you.
  • 4. We approve you, and lock in your interest rate.
  • 5. Automatic status updates keep you informed, or call your loan officer any time with questions.
  • 6. Close your home loan where you want, at a convenient day and time.

REFINANCE

Product Options for refinancing your home loan

Need cash to consolidate debt or to fund important life goals? HomeFinity has great mortgage refinance choices. We can walk you through the pros and cons of mortgages like these:

Conventional

HOME LOAN REFINANCE
  • Most common loan for US homeowners
  • Borrow up to 96.5% of your home’s value
  • No out-of-pocket closing cost option
  • Choose fixed or adjustable-rate

Jumbo

HOME LOAN REFINANCE
  • For high-value homes
  • Loans to $3 million
  • Borrow up to 90% of your home’s value
  • No mortgage insurance option

FHA

HOME LOAN REFINANCE
  • No appraisal option
  • No credit check option
  • Minimal paperwork option
  • No-closing-cost option

VA

HOME LOAN REFINANCE
  • Military service members earn this valuable benefit
  • Borrow up to 100% of your home’s value
  • No “money out of pocket” closing cost option
  • Pay off your home loan sooner

USDA

HOME LOAN REFINANCE
  • For rural and suburban homeowners
  • Borrow up to 100% of your home’s value
  • No appraisal option
  • No credit check option

real rates. no gimmicks.

Copyright ©2018 - homefinity - Real Rates | No Gimmicks, all rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Lender.

Fairway Independent Mortgage Corporation BBB Business Review

Fairway Independent Mortgage Corporation doing business as Homefinity. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353